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News Technology

Financial Services Technology For a Collateral Management Solution

Your collateral management solution handling your financial plans can be quite a struggle no matter what age you are. Considering that life’s daily activities may change on an every day basis, it is reassuring to possess a clear and reliable perspective on your financial future. Although you may only know just a little regarding individual financing or setting up a savings account for retirement, there are agencies dedicated to assisting you in realizing your financial objectives.
Knowing Where To Invest Your Money & Protect It
Collateral management solutions is a process that have advisers which will make an effort to be aware of your financial requirements on a personal basis as well as prepare you on the different financial services technology available to you and your loved ones. With a collateral management solution plan with the proper financial services technology you will be able to gain an expert education so that you can expect to achieve monetary stability and security to generate your own financial planning.
Financial Services Technology include:
* Financial Services Planning
* How To Manage Annuities
* 401K Retirement Plan
* Retirement Planning Services
* Pension Planning
* Profit Sharing Planning
* Roth IRAs
Financial Planning & What It Can Do For You
In these recessionary times, preparing for the long term future are very careful and important steps that you must carefully plan and execute. Simply by researching your financial circumstances and by using financial services technology accordingly, you will be able to obtain your long term financial freedom. Simply by doing a little due diligence on your own you will be able to choose the right financial services technology to be able to make certain you get to where you want to go in securing your financial freedom.
Future Investments
Preparation in planning early is at the centre for a sound fiscal long term future. The importance of a proper collateral management solution in making the appropriate steps in order to achieve not only your own short-term financial objectives, but also your long-term needs so that you will have a worry free retirement.
With a proper financial planning service, you will be able to seek out professionals that will give you helpful advice and will be committed to assisting you in planning for a safe and secure abundant future. Financial planning advisers will be able to help you determine:
* The appropriate retirement strategy for your personal as well as family-oriented needs
* Exactly how much money you need to put aside in savings
* Whether or not you presently possess the correct amount of insurance coverage protection
* Precisely how much money you should commit to investments
* If you are on course to saving a sufficient amount for retirement
Money Management Experts
Professional money management experts can also aid you on Estate Planning and Analysis. It is essential for the majority of people to understand as well as manage what takes place to their property upon their passing. Using the correct guidance and strategy, you can guarantee the family home remains in the family, your trusts and wills are correctly drawn up, your affairs are properly put in order, and your funds are properly protected.
One of the greatest feelings a person can possess is realizing that your financial resources are secure.…

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New Technology

Samsung Galaxy S2: The Best of the Best?

Being heralded as the “best” isn’t at all easy. You need to prove yourself worthy of the adjective and live up to being just that – the best. Only about a month after its release, already the Samsung Galaxy S2 has been said to be the best of its kind among all smartphones available today. There must be a reason why many people say so. As they say, there is no smoke without a fire. There must be something so good about this smartphone that got many raving over it. If it really is the best, it’s for you to find out.
The successor of the Samsung Galaxy S, the Samsung Galaxy S2 is slightly bigger than its predecessor at 125.3mm but is also lighter (116g) and thinner (8.5mm). It runs on Android version 2.3 and has a screen size of 4.3 inches. The display is crisp and bright as it boasts of its Super AMOLED Plus display at 400×480 pixels. There’s also no need to worry about running out of memory as the phone has 16GB/32GB storage and 1GB RAM. If this isn’t enough space for all your files, the smartphone also has a microSD card slot which can hold up to 32GB. Combined with a 1.2GHz dual-processor, the Samsung Galaxy S2 surely runs quick and smooth.
Are you a workaholic? Then the phone might be perfect for you. It has a pre-installed office editor, Polaris Office, which allows you to edit your Word, Excel, and PowerPoint documents. It’s not just a simple editor; it works just like your laptop! You can edit your Word files with text style, paragraph formatting, and justification. Plus, you can create a table on your Word file too! For Excel files, you can edit the border style, size of rows/columns, and merge cells. Full-featured PowerPoint presentations are also possible to edit in this smartphone. And if that’s not enough, a PDF viewer is also available for your convenience.
Are you a budding photographer or filmmaker? Then you’d be happy to know that the Galaxy S2’s camera is 8MP with autofocus, LED flash, touch focus, face/smile detection, and image stabilizer. Samsung clearly took a lot of features from its digital camera line to put into Galaxy S2. The video, on the other hand, has full HD resolution. A pre-installed image and video editor will also help you create your own films.
How about if you’re a film buff or a couch potato? With its memory, you can surely store a lot of movies and/or episodes from your favorite TV show. Its video player allows different kinds of file formats .MP4, .AVI, .WMV, .MKV to name a few. There’s also a feature which allows you to choose from 3 crop modes on how large or small you want your video to fill in the screen. Subtitles’ size and sync are also adjustable to suit you. A 5.1 virtual surround sound will complete your movie watching.
Addicted to the internet? This phone has HSPA that allows you to download at a rate of up to 21 Mbps! Not only that, it uses and Android web browser that supports Flash and is compatible with BBC iPlayer so you can watch your YouTube videos and play your favorite games!
The Galaxy S2 surely has everything you need and if being the best is the name of the game, then the Samsung Galaxy S2, is no doubt the winner of the game.…

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New Technology

Mobile Advertising – A New Frontier For Reaching Customers

In the past decade, mobile phone technology has increased at an incredible rate. Smart phones now allow for full web experiences and a proliferation of mobile applications and games. In addition to phones, computer tablets are booming in popularity and most have the same abilities as a phone, allowing users to tap into mobile networks and use the internet almost anywhere.
Those seeking to advertise products and services have a whole new avenue to reach potential customers. This ensures that wherever the phone user travels, the advertising travels with them.
1. Mobile Websites – Advertising on the web is ubiquitous in this day and age, and with fully html capable mobile phones, these web advertisements can reach a user base everywhere. As long as your website is optimised for viewing on a mobile device, this is a straightforward way to reach mobile web users, especially with the rise of portable tablets that can access the web on the go.
2. Games – Mobile games are often available for free on various marketplaces (Android, iPhone, Blackberry, etc.). Many of these games use advertising banners above or below the playing field in order to cover the costs of development and distribution. Taking advantage of this market allows a mobile ad to be displayed constantly whenever the game is played.
3. Applications – Along the same line as the games, many mobile applications are available in ad supported versions. This can allow for more pinpoint targeting; ad space can be purchased for applications that have something in common with the advertising, which can help ensure that the right customer base sees the ad.
In addition to simply posting mobile ads inside other companies’ applications, developing proprietary mobile applications to promote a company is a great way to bring in more customers. For companies that work in fields that utilize computer programs, offering free applications with limited capabilities can not only show customers what kind of things a company offers, but can also entice them to buy a fully functional version that contains all the bells and whistles.
Mobile ads are still a relatively new concept, and, for companies seeking to reach new clientele, mobile marketing is a fantastic way to reach a wide audience. It could well be a good move for your business to begin exploring this area of marketing now whilst the competition are not yet established. In the eyes of many industry experts this is the future, so best to get skilled-up now!…

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News Technology

The Four Truths of Technology Projects

As a long-time public sector Chief Information Officer I have always focused on building community-not just building bedrooms. Several years ago, we identified three goals. The first was to lay out a plan that would bring our city onto the playing field with the top “connected” cities in the nation. The second was to create increased competition among technology providers in our metropolitan edge community. And our third goal was to position homes in the city for a future of ultra high-speed Internet, futuristic digital and high definition television and entertainment and mobile communications.
The result included one of the most comprehensive municipal technology projects in the nation. Our projects addressed a broad range of community technologies including broadband, Wi-Fi, digital television and cellular wireless. By looking at the total community technology spectrum, we are not trying to get a point product (such as Wi-Fi) to meet all our citizens’ needs. We are looking for multifaceted solutions to meet a wider range of citizens’ needs.
Over the years we developed some leading edge technologies (for their time). We were one of the first cities in Arizona to convert to a total VOIP (Voice over IP) converged communications system, we embraced key technologies such as a internally developed electronic permitting system, and we developed a state of the art data center. We developed many citizen oriented services such as providing information about their address from multiple public data sources. And we provided an extensive look into our financial systems provided by public monies. Many of our initiatives were designed to fulfill our goal of providing citizens and our employees with advanced technology and communication in the medium of their choice.
In the middle of our innovation binge (now tempered with a struggling economy), I asked myself a few rhetorical questions: Why are leading-edge projects so hard to understand? What does it take for staff and other management see the light? Why does everyone (or so it seems) fight the project? As I looked back across my 25+ years in IT some of my more innovative initiatives-large and small, successful and failed-I identified some common patterns that I call “The Four Truths.”
Truth #1: Innovation is change
Change and innovation walk on the same path. Change and innovation threaten the status quo and upset the apple cart. The American public loves innovation, except when it surfaces in their own backyards. My own staff was uneasy with some of the projects and how it might change their roles. They were fearful that a project would be thrust at them on top of their already burdensome workload. As we rolled out some of the larger projects, we started to understand how our role would be one of oversight rather than hands-on in the trenches installation. Change management would continue to be an educational process, not just from the tactical and operational aspects, but also from the strategic value that such a project would bring to the City.
Truth#2: The road will be blocked
Every innovation effort includes a series of roadblocks that attempt to keep us from our stated goals. It is too easy to listen to the naysayer’s and critics. Successful project managers are those who forge a path over, around or through the roadblocks.
Truth #3: Innovation without implementation is merely a dream
Our quest for innovation has taught me that many visionaries have great dreams, but few can bring those dreams to fruition. Some of our projects were hard to implement, but perseverance and hard work by a team of brilliant technicians led to completion. Many of the projects had to bring diverse stakeholders together and I sometimes find that keeping a project in focus and on track is harder than actually doing the project.
Truth#4: Innovation without marketing is soon be forgotten
Marketing is not just about selling a product; it’s about selling a concept. It’s about convincing stakeholders that you can see their future and that the idea will satisfy their needs and enhances their lives. As CIOs we have all seen superior products fall by the wayside because marketing was weak or ineffective or because the competitor’s marketing was superior.
Marketing must be pursued throughout the entire innovation process. You must market the idea in order to bring it to the table. Once the idea is introduced, you market to the stakeholders and customers, and then to the press and the media. After roll-out, you must continue marketing to the customers to make sure the products or services deliver on your promises. Communication of the project vision has its ups and downs. Sometimes, our senior management team had to be convinced how their departments could be impacted by the project.
When it comes to innovation, there’s one foundational trait underlying all these truths-persistence. Bertrand Russell said “No great …

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New Technology

The Wii, Motion Technology and Gaming

On November 19th 2006, Nintendo changed the face of gaming by introducing motion technology to games consoles. This allowed for a whole range of different games which required a completely new type of gameplay. Instead of bashing buttons on a normal controller, gamers were given a remote. The remote’s movements are picked up by a sensor, allowing the Nintendo Wii to monitor and record the movements of the gamer. Virtual technology has been showcased in several futuristic films but the Wii was our first taste of motion sensor technology and a taster of things to come.
Before the Wii, no console had developed the technology to take advantage of motion sensors to monitor our movements. The Wii signalled the start of a new type of gaming where your actions could be imitated on the television screen right in front of you. They used this type of technology to develop many simple games such as Wii Sports, which has many short activities such as tennis and bowling. Since then, Nintendo have introduced many more games that require you to use the remote in completely different ways compared to a standard controller.
The main difference with the Wii is that it can require you to be much more active. With standard controllers, you can sit down and not move for several hours whilst gaming. With the Wii, some people prefer standing up as this gives them the room to perform a particular movement. This type of motion technology has attracted different types of people with the elderly being reported as enjoying a bit of Wii action in retirement homes.
This level of popularity has not gone unnoticed, which is evident with Xbox and PS3 releasing their own versions of motion technology. Xbox released their Kinect sensor in November 2010, where no controller was used in conjunction with the system and their main motto was ‘you are the controller’. The Kinect sensor is able to pick up your body movements without the need for a controller and it also incorporated hand movements to scroll through menus. This is very impressive technology and is a sign of the future.
PlayStation followed suit by releasing the PlayStation Move controller in September 2010. This is similar to the Wii remote as you have to use the controller to monitor your body movements. It received impressive reviews with many praising its accuracy and how it has been used to develop motion-based gameplay.
Nintendo started everything back in 2006 but the competition have raised the bar in terms of motion technology with more accurate and innovative products than the Wii. With the 4-year gap between release dates, this was inevitable but in 2012 we will see whether Nintendo can raise their level to continue the good work started by the Wii.…

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News Technology

An Overview Of Current DLP Technology

Digital Light Processing (DLP):

A History And Review Of Current DLP Technology

Whether you are in the market for a new TV, a front projector, or if you are simply trying to decide whether or not to replace your lamp – DLP technology is often the best value on the market. DLP’s are getting cheaper and cheaper. They are considered by many to be the best devices to deliver top-notch image quality at bargain pricing.

To understand the background of the technology, DLP, or Digital Light Processing, is a trademark owner by Texas Instruments, representing a technology used in some TV’s and video projectors. It was originally developed by Dr. Larry Hornbeck of Texas Instruments, in 1987.

The first high-definition television (HDTV) sets hit the market in 1998. Since then a number of changes have occurred in the industry. While plasmas and LCD’s have garnered much of the attention over the last couple of years Digital Light Processing, or DLP, has quietly drifted under the radar. DLP is commonly used in front projectors and rear projection television sets. Precise digital images make DLP technology ideal for high definition.

By understanding the technology, we find out why it is superior. DLP technology is based on a chip that contains millions of tiny mirrors. These mirrors are systematically activated when they receive digital signals. This allows them to project a larger image onto the screen. The DLP chip is faster than any other imaging technology on the market. This makes it ideal for high-definition movies, sports, and television shows. The pixels in DLP technology refresh quickly producing images with greater sharpness, clarity, and contrast.

DLP is the leading technology in front projectors. Front projectors, similar to those used in movie theaters, can fill up to 100 inch screens. As DLP projectors became more and more affordable they have also benefited from an explosion in popularity. Their ability to project an enormous, high-quality picture from a relatively small device is currently unparalleled. This is why many home theater buffs and business people love front projectors for parties, meetings, and trade shows.

The Pros of DLP Technology:

DLP gives you a bigger screen size for less cost

DLP produces smooth and jitter free images

DLP produces great contrast in dark environments

DLP renders color magnificently

DLP does not retain images (“burn-in”)

DLP does not give off a “screen door effect”

If size matters than DLP delivers the most bang for your buck!…

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Latest Technology

Get Your Free iPhone 4G – Here’s How

Software companies manufacturing applications for gadgets such as the iPhone need your help. Becoming a beta tester is easier than you might think and you will end up with the coolest gadgets for free in exchange for your help.
So what will it take to become an applications tester? Well, not pretty much to be honest. You won’t need previous experience or references because software manufacturers want their applications to be tested by ordinary people just like you and me. This will give them an idea about how their software is going to be received by the general public. To software engineers everything looks easy to use but there have been when applications that were only tested by the people who made them proved to be commercial failures as the general public found them too hard to operate.
This is why beta testers are now regular people, kids, students, housewives and school teachers. The testing process is quite simple. All you will have to do is take the iPhone with the application installed on it and use it only when you need it just like a regular buyer would. You won’t have to assess the technical features of the software but its general usability and every day utility.
After the testing period (usually about a week) you will have to give your honest review to the company. As a reward for your work (if you can call playing with a gadget “work”) you won’t be paid in cash but you will get to keep the iPhone you’ve just used for testing for free instead.…

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New Technology

How To Get A Cheaper Auto Insurance Quote

When looking for auto insurance, you want to get the best possible cover for the cheapest possible price. There are numerous ways of doing this, depending on the type of cover you are looking for and what category you fit in. With the right approach you will be able to sort out what is best for you.
In a lot of cases there are specialist insurance companies for people. For example women are statistically less likely than men to have an accident. However a standard provider will cover both men and women, meaning your premiums go up in line with more at risk groups. This is why you may benefit from choosing a policy from a company aimed directly at women.
The same is also true of older drivers. Older drivers are less likely to take risks while driving and are more experienced. Therefore you will probably benefit from a policy aimed exclusively at older drivers.
However, there is the chance that you do not fall into this kind of category. In this instance there are other ways to save money on your quote. If you are a careful driver, you can often get better premiums if you have up to five years of no claims. Younger drivers can benefit from refresher courses, both in terms of reducing premiums and encouraging safer driving.
Another way of saving money is to have a voluntary excess also known as a deductible. This is where you agree to pay for the cost of repairs up to a certain amount. While this can leave you out of pocket in the event of an accident in the long term it will reduce your premiums. If you are a younger driver this is very likely to be the case as you are unfortunately in the highest risk category, so anything you can do to save money is worth doing.
When looking at car insurance quotes, the best place to look is online. If this is the first time you are applying for insurance, it is worth looking at the various introductory offers available. Some companies are not available on car insurance comparison sites, so it is worth having as broad a search as possible.
Comparison sites are useful as they give you a chance to see what kind of prices are available to you. A lot of sites also offer clear tables that show what cover you get for your money, such as anti vandalism insurance that will not affect your no claims bonus. It is generally recommended to get at least three quotes to get an idea of what your policy should cost.
With any auto insurance quote, the additional benefit of knowing how much it costs is the leeway it gives you when negotiating with a company. In some cases you may get a discount or possibly extra cover for your money. A lot of companies will have a list of discounts available, such as for having security devices on your car. It is worth getting in contact and seeing what is available.…

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New Technology

QR Codes: A Great New Marketing Technology

If you are always looking for creative ways to promote your business, there is a great new technology called QR codes that you need to know about! A QR code is a barcode that you can scan with an app on your Smartphone. The scanned barcode contains some sort of hidden content, either a text message, website URL or phone number. The QR actually stands for “quick response”, as it enables someone to access and execute the content stored in the barcode on the fly. Using QR codes is a fun way to engage your audience and it shows that your business is cutting edge.

A Few Simple Ways To Use QR codes:

Add them to your business cards with more information that won’t fit on such a small space.

Add them to product packaging to promote your website or direct them to product support.

Help people find your business by using a one with a link to your location on Google maps.

Use a them as a coupon. The user can scan it to reveal a discount code.

Place a them on your website with your email address or phone number.

Put them on all your business paraphernalia and swag.

How do I create a QR Code?

Creating a QR Code is very simple. There are several websites that allow you to very easily generate one. I used Kaywa. It provides a form where you choose the type of content (either a website URL, text, phone number or SMS) then enter the corresponding information and click generate. Literally there is nothing to it. Your newly generated QR code magically appears to the left, where you can then left click or ctrl click (Mac) to save it to your computer. From there the possibilities are only limited to your imagination!

How Do I Read A QR Code On My Smartphone?

You need to add an application on your phone in order scan QR codes. Just access your app store and search “QR code.” I have an iPhone and I had several apps to choose from. Some were free but I decided to pay the whole $1.99 for quiQR because it received higher ratings. The quiQR app will both scan and generate QR codes. To scan a new QR code just click “scan QR code” then center it in the box, when it is lined up properly it will scan the code automatically. If a website URL is stored in the code, it will bring up your browser and go to the website entered. If it’s a phone number is stored in the code it will dial the number. Obviously there will be differences depending on the app you choose and the operating system on your phone, but this basically shows how easy they are to use.…